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Unlock Homeownership with the 2025-26 Budget

  • First Home Buyers
  • Finance
Unlock home ownership

Avoid Lenders Mortgage Insurance (LMI)

Under the First Home Guarantee (FHBG) scheme, first home buyers can buy a home with a 5% deposit (instead of 20%) and still avoid paying Lenders Mortgage Insurance, as the federal government will guarantee 15% of the property's value.

No cap on income or places

Every first home buyer will be eligible to buy with a 5% deposit. There will be no caps on income or caps on places, which significantly expands the existing program.

Foreign investors are still eligible to purchase new dwellings

There is a two-year ban on foreign investors buying established homes starting 1 April 2025. Foreign property investors are still able to enter the Australian housing market with the purchase of new dwellings.

Ready Built Homes

Enjoy a brand-new home with landscaping, driveway and expert-selected colour schemes. Experience no delays in land or building approvals, and move forward with a simple payment plan of 5% deposit and balance upon completion.

Want to purchase a home that's close to completion? View our available Ready Built homes.

Lot 7 Southlakes
We have new  Ready Built homes for purchase across NSW and the ACT.

House and Land Packages

A house and land package is an easy, efficient, and cost-effective way to secure your first home or investment. We offer a variety of house and land packages across Sydney, including North West Sydney, Western Sydney, the ACT, and surrounding areas.

View our available House and Land packages.

House and land packages
We have off-the-plan house and land packages available across NSW and the ACT.

If you’re looking to enter the property market as a first-time buyer or investor, Rawson Homes is here to help with a range of eligible properties - including ready built and house and land packages. Take the first step toward your new home or investment with a no-obligation consultation from our expert team.

Frequently Asked Questions

Changes to the Help to Buy scheme will come into effect from 1 January 2026.
You just need a 5% deposit and the federal government will guarantee 15% of the property's value, allowing you to avoid Lenders Mortgage Insurance (LMI).
Every first home buyer with a 5% deposit will be eligible. There will be no income caps or caps on places.
The two-year ban on foreign investors buying established homes starts on 1 April, 2025.